Architect Is Developing a Web3 Credit Rating System for the Crypto Market

Architect Is Developing a Web3 Credit Rating System for the Crypto Market
Source: unsplash - Kelly Sikkema

Architect is launching the first institutional-grade credit ratings service for crypto to fill a gap in the digital assets market, similar to how traditional finance's Moody's operates, since most TradFi ratings agencies just won't touch crypto. According to Ruben Amenyogbo, Architect's Founder, the crypto market has now matured enough to support institutional-grade credit analysis, as there's enough history for meaningful credit evaluation. The company primarily targets bitcoin miners and Decentralized Physical Infrastructure Networks (DePIN), which represent significant and underfunded niches for credit.

Architect aims to utilize blockchain-based data to evaluate credit risk, while Amenyogbo described crypto equity as extremely overvalued stating that way too much money has been raised chasing equity opportunities in crypto. Vugar Usi Zade, COO of Bitget, noted that Architect's strategy to develop institutional-quality credit ratings for Web3 is likely to enhance the stability and transparency of institutional financing. The company's ultimate ambition is to rebuild crypto's capital stack from the ground up, positioning itself to scale crypto credit the way traditional debt operates—rated, insured, and syndicated into the largest pools of capital in the world.

Architect's goal is positioning itself as the first credible risk assessor for decentralized infrastructure while applying TradFi-grade underwriting standards to unlock a new wave of institutional capital. However, the project currently faces controversy as no official statement has been published by Architect or Amenyogbo, and according to CoinTribune's report, statements attributed to Amenyogbo come from a single source without cross-publication on professional networks or the company's website. The project remains awaiting confirmation, and until verification occurs, caution is warranted regarding the initiative's reality.

Sources:

Architect: Towards a crypto rating agency based on blockchain?
Architect would prepare a credit rating tool for crypto. A Web3 revolution in sight? Nothing official has yet confirmed the project.
Asia Crypto News: Architect Aims to Be Crypto’s ‘Moody’s’, Betting Credit Can Outperform Equity Markets
As crypto equity markets become overcrowded and illiquid, Architect bets on building a Moody’s-like credit rating system to unlock new pools of institutional capital.
Architect's Web3 Credit Rating System
Architect's Web3 Credit Rating System

  1. .
Moody’s on Blockchain
Moody’s Brings Bond Credit Ratings to Solana and Other Blockchains